Most people do not like talking about end-of-life issues, but it is important to plan for them. Expenses associated with death, such casket, funeral and burial costs can have a substantial financial impact on the loved ones you leave behind. Final expense insurance helps protect loved ones from paying these costs out-of-pocket. Ensure your family has one less thing to worry about with this end-of-life policy.
Your Final Expense Options
Most people get final expense insurance to cover funeral and burial costs, medical bills, other end-of-life expenses, credit card debt. You can also choose to add protection to cover terminal illness and take advance payments for treatment or medical bills.
Funeral expenses are getting higher and higher each year. In 1960, the average cost of a funeral without a vault was just over $700. In 1985, that number rose to $2,737, and in 2014, the average cost was more than $8,508. And the costs only continue to rise!
The cheapest final expense insurance and funeral plans in Oregon are as low as one dollar a day. Yes, that’s right. With a little long-term planning, you can ensure your final expense insurance will help your family exactly the way you want it to when you pass away.
You have the option to purchase up to $100,000 of policy coverage that can extend to the age of 100.
Another good thing is that…
Final expense insurance is very flexible. You can easily select a policy to pay only for the things you think are applicable. For example, if you just want your family to have enough money to cover your burial expenses, you can purchase only what you like. If you want to add more, add more. It is that simple.
When you consult with us:
You will have a number of different options to choose from. To give your family the coverage that will help them the most, you will need to compare all of the different final expense insurance policies available to you. Health Plans In Oregon is here to help you and there is no obligation to sign up.
Facts about Final Expense Insurance in Oregon
- Final expense policies don’t expire like term policies.
- In most cases, a medical exam isn’t required.
- The average final expense policy costs between $30 – $70 a month.
- Premiums depend on your age, sex, health, amount of coverage, and the specific insurance company you choose
- You can get instant quotes from a trusted insurance consultant like Health Plans In Oregon.
An here’s the most important part…
The right amount — In selecting your Final Expense policy, you will have to determine how much coverage you should purchase. You’ll need to determine how much amount is needed by your family in order to pay your funeral expense, medical bills or debts you may leave behind. Don’t worry because we are here to guide you in every step you make.