First and foremost, you must know what health insurance is.
Health insurance or health care plan is a type of insurance policy that covers the expenses of your medical treatment and more. The range of coverage depends on what type of health care policy you are picking. Generally speaking, the importance of health insurance is that it covers hospitalization costs incurred due to sickness or accidents. Moreover, it also covers the following:
• Pre-hospitalization expenses (consultation fees, medical tests)
• Ambulance cost
• Costs pertaining to hospitalization (room, surgery, diagnosis)
• Post-hospitalization expenses (follow up checkup, medicines)
Reality: One major illness can drain away your entire life savings.
There’s a huge possibility that we won’t stay as healthy as we are right now all throughout our lives. With all the highly expensive hospital rooms and health care procedures up to the frequent doctor visits plus medications, it is not easy to get by when unexpected expenses come your way. The importance of health insurance in times like this is evident. It greatly saves you from the tremendous financial burden brought about by poor health and unforeseeable sickness. Moreover, the good thing is that you are not limited to government hospitals but can actually avail good facilities at private hospitals as well when you have a health care plan.
Health insurance gives you access to quality preventive health services.
Typically, health plans cover a set of preventive services — like wellness visits, shots and various screening tests — at no cost to you. This aspect of health insurance provides a policy holder the chance to have quality hospital / doctor services in order to prevent diseases without worrying too much on expenses.
Being be well prepared beforehand…
Not all of us have a financially stable background to handle unannounced medical emergencies. To avoid financial distress, you can select a medical insurance plan that suits you well to make sure that you are prepared in the future.
Local health insurance broker near you.
Now that you have read about the importance of health insurance, it is time to get professional help at no cost.
As one of 24 Oregon health insurance agencies selected by the Department of Consumer and Business Services — Health Plans In Oregon is here to help you shop for the best affordable health plan options. We are located at 14631 SW Millikan Way, Beaverton, OR 97006 and 333 SW 5th Ave. #410, Portland, OR 97204. Book an appointment with us through 503-928-6918. We also do home visits so you won’t have to go out to get our help. Rest assured that our experts will guide you through all your health plan and Medicare needs.
