When is it?
October 15 marks the start of Medicare Annual Open Enrollment. This will end on December 7. This is the time of year for Medicare recipients to make changes on their Medicare health and drug plans for 2022.
Happy with your current plan? 
There’s no need to do anything if you want to stay with your current Medicare plan. However, it is best to still compare health plans because you might find a better choice. During the Annual Open Enrollment Period you’re able to switch between Original Medicare and Medicare Advantage or pick a different Medicare Advantage plan or enroll on a Medicare Supplement or Prescription Drug plan.
New to Medicare?
If you are turning 65, you may initially enroll in Medicare during a 7-month period. This period starts 3 months before your birth month until 3 months after your birth month. Be reminded that if you don’t enroll during this time-frame, you may be charged of “late enrollment penalties”.
There are 4 Parts of Medicare:
- Hospital Insurance (Part A)
- Medical Insurance (Part B)
- Medicare Advantage (Part C)
- Prescription Drugs (Part D)
Original Medicare vs. Medicare Advantage
Medicare Prescription Drug Insurance (Part D)
If you stayed with Original Medicare, you will need to purchase a Part D plan to cover your prescription drug costs. Changes to your drug plan can be done within Medicare Open Enrollment Period.
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