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Medicare Prescription Drug Plan

Medicare Prescription Drug Plan – Medicare Part D is the federal government’s prescription drug program; that covers both brand-name and generic prescription drugs at participating pharmacies in your area. The coverage is available to all people eligible for Medicare, regardless of income and resources, health status, or current prescription expenses. Medicare prescription drug coverage provides protection for people who have very high drug costs.

Find a Medicare Part D plan in Oregon to help cover your prescription drug costs.

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What Is Medicare Prescription Drug Plan?

Medicare beneficiaries across the country have the choice to register for their prescription drug costs in Medicare Part D.

There are two methods for Medicare prescription drug coverage. Medicare Part D is not automatically included if you have Original Medicare (Part A and Part B). Instead, you can get this coverage by enrolling in a standalone Medicare Prescription Drug Plan that works alongside your Original Medicare benefits.

Medicare Part D in Oregon

  • Prescription drug coverage is available to about three-quarters of Oregon’s Medicare population (around 844,899 people). Over 57 percent of these people are enrolled in Medicare Advantage Prescription Drug Plans. 
  • In 2022, the average Medicare beneficiary will have a choice of 54 Part D medication plans, including 23 stand-alone drug plans and 31 Medicare advantage drug plans. 
  • There will be 766 Medicare Part D stand-alone prescription drug plans available, a 23 percent decline from 2021.
  • Based on current membership, the predicted average monthly price for Medicare Part D stand-alone prescription plans will be $43 in 2022, while average monthly premiums for the 16 national PDPs will range from $7 to $99 in 2022.

Do you need Medicare Prescription Plan (Part D)?

If you use few or no drugs right now, you may be asking yourself if you really need to sign up for a prescription plan. When this dilemma arises, just keep in mind that Medicare Part D is not just a government benefit. It primarily works like insurance. It ensures that you are protected against high drug costs if and when you need it in the future. On this instance, you can opt for a Part D plan that has the lowest premium which can give you coverage at a lower price.


Good news from Medicare Prescription Plan! You may qualify for EXTRA HELP.

In 2022, the annual income limit for Extra Help for an individual is $20,385. For a married couple who is living together, the limit is $27,465. When your income is calculated, governmental assistance such as food stamps, housing assistance, and home energy assistance aren’t counted.

Even if your income is higher than the limits, you should still apply for Extra Help if you think you qualify. Some scenarios where you’d still be eligible for Extra Help even though your income is over the limit include if you and/or your spouse:

  • Provide financial support for other family members currently living with you
  • Earn money by working
  • Reside in Alaska or Hawaii

Resource limits also apply when determining your eligibility for Extra Help. Your resources must be equal to or below $14,610 as an individual or $29,160 as a married couple who are living together

Some people get Extra Help automatically.

These include people who:

What to do next?

To most people, Medicare is very confusing and hard to understand. Don’t worry, we got your back. Give us a call at 503-928-6918. Our assistance is at no cost to you.

Get free help from your local, licensed, certified, 5 star reviews and well experienced Medicare expert.

*By completing this form, you agree that an authorized representative or licensed insurance agent may contact you by phone, email, text, mail or face to face to answer your questions or provide additional information about your Medicare plan options. Not affiliated or endorsed by Medicare or any state or federal governmental agency. 

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