Medicare Supplement

What is Medicare Supplement?

Medicare Supplement or Medigap, helps pay the “gap” between what Original Medicare (Medicare Parts A and B) pays and what you pay out of your own pocket. There are 10 different Medicare Supplement basic benefits options to choose from. Plans are labeled A, B, C, D, F, G, K, L, M, and N.

Take note: Medigap plan types offered by insurers have the same basic benefits but may vary in price. We strongly suggest that you shop for the best price.


Plans are standard, so different companies all offer the same benefits, but the premiums do vary based on a number of factors. Consider these facts in deciding if Medicare Supplement insurance for hospital and medical coverage is right for you:

  • The policies may cover all of your co-insurance, co-pays and deductibles.
  • The policies may cover health care bills not covered by Medicare.
  • Premium may start from $85/month.

medicare supplement health plans in oregon

What you should know about Medicare Supplement:

Every company offering Medicare Supplement insurance must offer Plan A. In addition, companies may have some, all, or none of the other plans. Plans are standardized, so different companies all offer the same benefits, but the premiums do vary based on a number of factors. Although private insurance companies are required to offer the same benefits for each lettered plan, they do have the ability to charge higher out-of-pocket costs for this coverage.

Additional Tip:

Therefore, beneficiaries shop around to find a Supplement plan that is right for both their medical and financial needs. Starting Jan. 1, 2013, Medicare beneficiaries also have a yearly opportunity to compare supplement prices and switch companies. They must keep the same plan type or choose one with lesser benefits. Out-of-pocket costs with Medicare Supplement plans may also include monthly premiums and yearly deductibles.

Also check out other Insurance Plans!

If you have any question, feel free to Contact us now