Admit it…
Almost everyone will need health care services at some point, and without health insurance, you could be faced with paying the bill yourself. Many young people are uncertain whether they should get healthcare coverage because they don’t feel they need it.
Does this sound like you? Keep on reading and you may change your mind.
What health insurance can do for you?
Pay for hospital bills.
A three-day hospital stay could cost as much as $30,000. To help cover these costs, hospitalization is now one of the Essential Health Benefits that must be provided by insurance plans sold on the Health Insurance Marketplace. Even something as routine as a broken leg from skiing, bicycling or playing sports could cost you $7,500 on average if you don’t have health insurance.
Protects you from financial breakdown.
Living with a chronic illness such as diabetes or asthma can also be costly. According to the Centers for Disease Control and Prevention (CDC), the incidence of type 2 diabetes is increasing, even among young adults. The American Diabetes Association estimates that the average annual cost of diabetes is $13,700 in medical expenses per person. Without health insurance – and everyone is now guaranteed to receive coverage under the ACA regardless of medical history – you may have to pay for those expenses yourself.
Have access to preventive care.
Remember the old saying “An ounce of prevention is worth a pound of cure?” Preventive services such as routine physicals, immunizations and screenings are also included in coverage sold on the Health Insurance Marketplace. What’s more, these preventive services are covered without additional out-of-pocket cost, such as a deductible or co-pay. Regular health exams and tests can help identify problems before they start, and can also help find problems early, when the chances for treatment and cure are better.
In all,
Having health insurance, will give you peace of mind. So don’t miss your chance to enroll for healthcare coverage. Take note of these open enrollment dates:
November 1st | December 15th |
Open Enrollment starts: This is the first day you can enroll, re-enroll, or change insurance plan. | Last day to enroll in or change plans for coverage to start January of the following year. |
Let’s get started:
Health Plans in Oregon – your health insurance broker, is here to help you with any questions and provide you with all the information you need so you can be confident in health plan of choice.
Get Free Health Care Information And
Compare Health Plans in Oregon
by Calling 503-928-6918 Now!
