Let us answer your query on — How do I sign up for Medicare? You may have a lot of questions but let us start by letting you know that in most situations, you may qualify for Medicare if you are 65 or older.
How Do I Sign Up For Medicare? – Here are some scenarios:
- If you are receiving retirement benefits from Social Security Administration or Railroad Retirement Board before you turn 65
- On this scenario, you are automatically enrolled in Original Medicare. This means that Medicare coverage will automatically start on the first day of the month that you turn 65
- When you are receiving disability benefits from Social Security Administration or Railroad Retirement Board for at least 2 years (regardless of your age)
- Here, you are automatically enrolled in Original Medicare after 2 years of receiving your disability benefits.
- NOTE: You don’t have to wait for 2 years if you are receiving your disability benefits due to amyotrophic lateral sclerosis (ALS, or Lou Gehrig’s disease). This means that you’ll be automatically enrolled in Medicare on the first month that your disability benefits start.
- If you’ve worked at least 10 years (40 quarters) and paid Medicare taxes
- If you’ve done this, you’ll usually get Medicare Part A for free.
- None of the above scenarios is applicable to you? Then you will have to manually sign up for Medicare.
Health Plans In Oregon can definitely help you enroll.
Ideally, you should sign up for Medicare during your Initial Enrollment Period. This is pertaining to seven-month period that starts 3 months before you turn 65, includes the month of your 65th birthday, and ends 3 months later.
If you missed your Initial Enrollment Period then your next chance is during the General Enrollment Period. This runs from January 1 to March 31 of each year. Always remember that on this period, there may be a late-enrollment penalty fee.
You may be able to enroll in Medicare outside the two periods mentioned above if you qualify for a Special Enrollment Period. An example of a valid reason is when you still have a job when you turned 65 and had health coverage through your employer. This means that you’ll have an eight-month Special Enrollment Period to sign up for Medicare that starts when your health coverage ends or when you stop working, whichever happens first.
After you sign up for Medicare, it is time to…
Sign up for Medicare plans that are available to you. These will give you extra health benefits.
These are:
Get free help from your local, licensed, certified, 5 star reviews and well experienced licensed insurance agent.
*By completing this form, you agree that an authorized representative or licensed insurance agent may contact you by phone,email,text, mail or face to face to answer your questions or provide additional information about your Medicare plan options. Not affiliated or endorsed by Medicare or any state or federal governmental agency.
