Diane Faligowski

You found a Medicare plan that worked. Your doctors were in-network, your premiums were manageable, and your prescriptions were covered. You moved on. Then something changed. A new diagnosis added medication to your regimen. Your […]

Every year, millions of Americans overpay on healthcare — not because they chose the wrong plan, but because they never unlocked the accounts designed to slash their costs. Health Savings Accounts (HSAs) and Flexible Spending

Choosing between term and whole life insurance shouldn’t feel like decoding a financial contract written in another language. Yet for millions of Americans — including many shopping for life insurance in Oregon — the decision

Not long ago, the conversation about employee benefits was fairly simple. A company offered health insurance, employees accepted it, and everyone moved on. The plan was a checkbox — something HR managed quietly in the

Most people know the big names in health coverage: employer plans, marketplace plans, Medicaid. Those are the options that come up first in every conversation about health insurance, and for good reason — they’re comprehensive,

Let’s retire the image of Medicare as a dusty government program your grandparents signed up for by mailing in a paper form. That version of Medicare — confusing, passive, something that just happened to you

When a job offer comes in — or a raise gets announced — most people look straight at the number. The salary. The hourly rate. The figure that shows up on the deposit notification every

If you’ve been researching ways to protect your family from end-of-life costs, you’ve probably run into both terms: burial insurance and final expense insurance. They appear in the same conversations, on the same websites, and