COVID-19 And Your Health Policy – What You Need To know?

Coronavirus Disease 2019 is an acute respiratory illness that is spreading at a rapid rate from person to person. Discovered after an outbreak in Wuhan, China, in December 2019, COVID-19 has now infected more than 100 countries and caused many deaths. Runny nose, sore throat, cough, and fever are a few common symptoms of this new virus. If it is not detected on time, then COVID-19 can prove to be fatal and lead to lung infection, difficulty in breathing, or even death.

As yet, there is no cure for Coronavirus disease and researchers are continuously working on creating a vaccine to end this disease. Individuals with weak immune systems and serious medical conditions are at a higher risk of catching the COVID-19. There is no need to worry much if you are living a healthy lifestyle but it’s good to follow some precautions to avoid COVID-19.

  • Wash your hands frequently with soap for at least 20 seconds.
  • Keep a hand sanitizer and mask with you when you are outside.
  • Ensure the hand sanitizer must contain at least 60% alcohol.
  • Avoid touching your body parts like eyes, nose, or mouth.
  • Prefer to stay at home if you are not feeling well.
  • Stay away from those who are sick.
  • When sneezing or coughing, you make sure to cover your mouth or nose and throw away the tissue mannerly.
  • Keep your surroundings neat and clean. You can use a cleaning spray to remove dirt from objects and surfaces of your home.

Will Your Health Insurance Cover Coronavirus Disease?

As COVID-19 is spreading faster, many individuals are concerned if their Oregon health insurance plans will cover the coronavirus expenses. Well, so many health insurance companies are committed to preventing this disease and reach the agreement to cover coronavirus testing. The agreement entails that individuals with creditable health insurance plans won’t face any deductible for the testing of COVID-19. It will also cover immunization once it becomes available. But individuals without symptoms do not require any testing.

Most of the health insurance companies are also activating the emergency plans to ensure that individuals have access to testing, prevention, and the treatment needed to handle this serious situation. In light of the coronavirus pandemic, across the world, many insurance companies cover telehealth services as they see a massive surge of patients panicking and as hospitals attempt to veer care towards online services. 

Buy The Best Health Insurance Plan To Cover Critical Illness

Health insurance plans are designed to cover preventative as well as catastrophic and several critical health diseases. If you purchase health insurance at an early age, you are likely to be financially covered against the acute ailments. Your health policy would be helpful in the following cases:

  • To pay for critical illness.
  • To pay for expensive treatments.
  • To pay for transportation expenses; means moving to and from treatment centers.
  • To pay for daily expenses like your hospital bills.

Purchasing health insurance at a young age is a wise decision. The earlier you invest in health insurance, the maximum benefits you can extract out of the policy. You make sure to contact a knowledgable health insurance agent who provides much-needed help in finding the right policy. An experienced broker can better help you select the insurance based on the health needs and budget. With affordable health insurance Oregon, you will get the best medical care and protection against high medical expenses.

For most people, they buy health insurance to cover medical expenses in emergencies but buying it without proper knowledge is not a good move. Don’t rush and pick any plan without having proper guidance. Having a good understanding of the insurance policy will help you to choose the right plan for you and your family. 

Nobody likes or plans to get sick. So, prepare you in advance for unexpected uncertainties in life by getting the best health insurance plan for you.


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