When you are about to invest in an Oregon Life insurance plan, you will come across a lot of terms and technical jargon that are going to complicate things for you. People find it confusing when they do not understand the many advantages of life insurance. This is because understanding Medicare advantage in Oregon comes with a lot of new lingo that you have to get used to.
Your Medical History
This is a word that you must have heard many times from anyone who is looking for a life insurance plan in the city. Your medical history and your overall health are going to be determined by the gene pool that you come from. There is nothing much you can do about it to be very frank. If the policyholder has any kind of medical history that puts them at a serious risk of any illnesses such as heart disease or cancer, diabetes or any other hereditary disorder such as any autoimmune diseases, etc., it would make them more susceptible to contracting health problems sooner rather than later. Now this is something that is going to increase your premium amount by a very large margin. If you have a rather “colorful” medical history, be prepared to pay a bigger premium amount every month.
Your health records are the primary source of evidence for the insurance company that you in fact do not suffer from any chronic diseases or any serious potential health issues. You will have to provide your health records to the insurance company before you even get to choose a cover plan. At the end of the day your health is going to matter when you are choosing any Oregon Life insurance plans. Therefore, it is it advised that you take care of yourself and stay away from any bad eating or drinking or adverse lifestyle habits.