Times have changed and so have individual health plans in Oregon. The Patient Protection and Affordable Care Act was signed in the year 2010. A lot of people thought that this would be America’s solution to healthcare. It was an ambitious step and aimed to revamp the entire healthcare industry of the country. According to experts, health and vision insurance in Oregon and many parts of the country became more accessible and affordable. This law helped more than 20 million Americans access health insurance at affordable rates. But with time, everything comes to an end. Therefore, with the changing government, we all expected several changes in the way we accessed healthcare as well.
It has therefore become very important for us to keep ourselves updated on how health insurance works in the current scenario and under the present government. Following are a few considerations that we might have forgotten over a period of time:
Health Savings Account / HSA
This is basically a savings account that can be used for medical expenses only. The user can fund it through pretax money. This type of individual health plan in Oregon can be used only if you have a high deductible health plan. Also, do remember that if you choose to go for a high deductible plan, it will usually have a very low premium.
Health Insurance Marketplace
If you are looking for a vision insurance / affordable health insurance in Oregon, you may stand to benefit a lot from the marketplace which is a government-run service. It helps people browse through various plans and enroll in the most affordable options that they find online or by phone or in person. You can easily find more information on their official website.
Private Insurance Company / Broker
Many people who are looking for individual health plans in Oregon, find it very affordable to consider a private insurance company / broker for this purpose. You can get a wide range of options when it comes to accessing proper health / vision coverage. These may even range from local to international and you have practically an endless list of companies to choose from. Getting the right health / vision insurance which is affordable and suitable might be a little easier if we know our options better.