Are you getting confused with these 2 Medigap Plans?
Medicare (or Medigap) Supplement Plans such as Plan F and Plan G both cover out-of-pocket costs for hospital and doctor’s fee that original Medicare does not cover. If you have the Original Medicare, you may want a Medigap Plan, which is an extra health insurance, that will cover as many as your healthcare expenses as possible. (Read more to learn about Medicare Plan F vs Plan G.)
But what is the difference between the two?
In Medicare Plan F vs Plan G, the only difference is that Plan F pays the annual Medicare Part B deductible ($183 for 2017), while Plan G does not.
Additional Info: What is Part B deductible?
Part B deductible is the out-of-pocket amount paid by the patient to the physician before Medicare pays any expenses for medically necessary services/supplies to treat your health condition.
As per Medicare.gov, Part B covers things like:
- Clinical research
- Ambulance services
- Durable medical equipment (DME)
- Mental health
- Inpatient
- Outpatient
- Partial hospitalization
- Getting a second opinion before surgery
- Limited outpatient prescription drugs
Here’s a table of Medicare Plan F vs Plan G that will simplify things for you:
Medicare Plan F vs Plan G: A Quick Guide to Medicare Supplement Plans
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