Life will throw unexpected circumstances at you. Find the right health coverage for you and your family before getting ill or receiving a large stack of medical bills. Investing in health coverage doesn’t have to be difficult or expensive but it can provide security for you and your family. If you’re uninsured or looking for to replace your current insurance, here are a few common mistakes to avoid while looking for coverage in Oregon.
1. Missing the Deadline
During open enrollment is when you can get health insurance for the first time or change the options you selected or didn’t select last year. The time to change or update your coverage options is during open enrollment because you’ll be living with those options until the next open enrollment season.
2. Waiting until the last minute
Waiting until the last minute to enroll for health insurance is setting yourself up for a major headache. Procrastination could prevent you from purchasing coverage on time or could cause you to choose a plan that you’ll never be happy with.
3. Waiting to purchase insurance until you get sick
The open enrollment period means you have choices. Getting ill or injured without coverage means a lack of options and expensive health bills. Waiting to pay those premiums until a disaster strikes will only cost you more in the long run and the tax penalty.
Don’t delay, compare the different health plans available to you in Oregon and avoid these common health insurance mistakes.
