Medicare Part B coverage is also called “medical insurance”. It is for healthcare expenses to cover supplies and services that are required medically to treat your health conditions. Also, Part B typically works in tandem with Part A coverage most often called “Original Medicare”. Whether or not you pay a premium for Part A, you will have to pay a premium for Part B. Furthermore, Medicare part B coverage is around $134/month. The premium can be higher, if your income is higher.
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Some of the things covered by Part B include:
- Heavy duty medical equipment
- Preventative services: physical exam, flu and hepatitis B shots, cardiovascular screenings, cancer screenings, diabetes screenings
- Outpatient Care
- Rehabilitative services: Physical therapy
Eligibility
If you are eligible for Medicare Part A then you are eligible for Medicare Part B as well, of course, thru enrolling and paying a monthly premium. If you are not eligible for Pat A, you can still avail Medicare Part B coverage if you are:
- 65 years or older
- a U.S. citizen, or a permanent resident lawfully residing in the U.S for at least five continuous years
Can I delay my enrollment on Medicare Part B?
You can opt to skip your Initial Enrollment period if you already have a current employer health coverage. This means you can enroll for Medicare Part B coverage later during Special Enrollment period without paying a late penalty.
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