If you are obese or fat or prone to some diseases and infections more than others, it is going to affect your health in more than one ways and you should know about it before you opt for any Oregon health insurance plans.
It is actually easy to find affordable health insurance in Oregon but if you are obese, it is going to directly affect the amount of premium you have to pay as a policyholder. Remember, being fat or obese or unhealthy in any way is going to cause you a lot of issues. Diseases such as osteoarthritis, high blood pressure / hypertension, increased risk of stroke and cancer, coronary heart disease and other problems associated with unusual and extreme weight gain can shrink your lifespan and increase your premium amount by a lot.
What Role Does The Oregon Life Insurance Plans Provider Play Here?
Actually, these factors are going to affect the rate of premium in any case regardless of what your age or gender is. But the biggest deciding factor is going to be the insurance provider company that you are thinking about choosing. The insurance company in question may treat these factors and a combination of them in a different manner than any other insurer in the market.
For example, if your family has a history of cancer or diabetes, the insurer might pay more attention to these diseases than any other health factor. Similarly, if you have a habit of smoking, it might be of more concern to the Oregon health insurance plans provider than any other health factor currently on your form. So yes, how the insurance company treats your medical conditions is also going to impact the final cost of your policy.