Health Plans in Oregon will help you achieve the best health plan even if you are not working for an employer. Our goal is to help people get covered at any given time and situation through free assistance.
Are you self-employed?
Here is a quick summary of how ObamaCare’s changes to health insurance for self-employed individuals:
- All individuals, included self-employed, must obtain and maintain Minimum Essential Coverage throughout the year or pay a Tax Penalty.
- You can qualify for cost assistance – Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid, and CHIP – based on your household income.
- Marketplace savings are based on your projected net income for the upcoming year.
- You can purchase individual health insurance and obtain cost assistance on the Federal Exchange or your state’s marketplace.
- You can only purchase Health Insurance Marketplace plan during open enrollment (check here for current open enrollment dates) unless you qualify for a special enrollment period.
- Moreover, if you end up making less or more than you projected, you must update your marketplace application as soon as possible or risk having to pay back some (or all) of the tax credits you received over the year.
In conclusion, your plan is what decides what you actually pay. Do you have any questions about how to get started? Health Plans in Oregon can help you make sense of all of this new information without cost to you. Let us help you with health insurance for self-employed individuals and many more!
Make sure you don’t miss your chance to enroll for healthcare coverage. Here are two key dates you should know:
Last day to enroll in or change plans for coverage to start January of the following year.
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November 1st: |
December 15th: |
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Open Enrollment starts: This is the first day you can enroll, re-enroll, or change an insurance plan. |
Last day to enroll in or change plans for coverage to start January of the following year. |
So if you would like free assistance deciding what coverage is right for you, Health Plans in Oregon can help.
Compare Health Plans in Oregon
by Calling 503-928-6918 Now!
SRC: obamacarefacts.com/self-employed-health-insurance/
Also see: Oregon.gov
